How do I cancel a pending transaction?

If you do want to cancel a pending transaction, it’s best to contact the merchant directly. They may be able to remove or cancel a pending charge before it posts. What happens to pending transactions when a credit card is cancelled? If your credit card is cancelled before a pending charge posts, you will likely still be charged for that purchase.

Can I cancel a pending credit card transaction?

That limbo status means you have a time window, often a few days, to request the cancellation of a pending credit card transaction. But depending on the situation, you might have trouble reversing the charge or it might be a cinch. Two big-picture things to know about canceling pending charges: Be patient.

What is a pending credit card transaction?

A pending credit card transaction refers to a preauthorized transaction that has yet to post to your account balance. In simpler terms, it’s a charge that’s approved but not yet included in your credit card balance.